What’s Changing in 2025—and How You Can Stay Ahead From Your Coaches at Level Coaching Summary: Personal finance is evolving quickly. Americans are saving more than they have in years, new financial technology is changing how people budget and invest, and Buy Now, Pay Later (BNPL) options are reshaping spending habits—sometimes in harmful ways. In this blog, we’ll break down the biggest trends...
The Case for Automation in Personal Finance If you've ever struggled to save money consistently, you're not alone. Life gets busy, expenses add up, and saving often takes a back seat. But what if you could take the stress, guilt, and guesswork out of the equation entirely? That’s where automation comes in. Automating your savings—especially by assigning a fixed percentage of your income—removes...
Why Insurance Still Matters—Even When It’s Hard to Get Insurance is one of those financial tools that many people don’t appreciate until they need it. Whether you’re renting a small apartment or own a family home, coverage can be the difference between a temporary inconvenience and a financial disaster. But lately, the world of insurance has become harder to navigate—especially for residents...
Late July signals more than summer’s final stretch—it’s also the starting line for back-to-school season. And while that can bring excitement (and a little chaos), it often comes with unexpected costs that can sneak up on even the most prepared families. Whether you’re sending a toddler off to preschool, a teen into high school, or a college freshman out into the...
Financial literacy is the foundation of financial freedom—and yet, most people were never taught how money actually works. At Level Coaching, we believe that knowledge is power. Whether you're just getting started or looking to sharpen your skills, building your financial literacy is one of the most empowering steps you can take. In this post, we’ll explore three essential topics every...
Why Estate Planning and Senior Financial Protection Matter More Than Ever At Level Coaching, we talk a lot about preparing for the next chapter—but what about the final one? For many of us, thinking about the end of life isn’t easy. But preparing for it is one of the most loving and responsible things you can do for the people you care...
Reclaim Your Momentum at the Halfway Point With Vision Boards, Journaling, and Smart Tracking We’re halfway through 2025—and for many people, that means it's time for a reality check. Maybe your financial goals felt strong in January, but somewhere along the way, life got busy, budgets got blurry, and those big plans lost steam. If that sounds familiar, you’re not alone. But...
How to Set Car-Related Savings Goals and Weigh the True Costs of New vs. Older Vehicles Owning a car opens doors to work, school, and everyday freedom—but it also opens the door to a steady stream of expenses. From monthly payments to surprise repairs, transportation is one of the largest line items in most household budgets. At Level Coaching, we help...
How to Choose the Right Personal Loan, Avoid High Interest Rates, and Steer Clear of Predatory Cash Advances Whether you're consolidating debt, covering emergency expenses, or funding a major life event, taking out a loan is sometimes the right move — but only if done strategically. With personal loans more accessible than ever through banks, credit unions, and online lenders, it's...