Losing a loved one is never easy, and the last thing anyone wants to deal with is the financial aftermath. Yet, for many families, the question of “What happens to their debt?” becomes an unexpected source of confusion and anxiety. The truth is — debt doesn’t die with a person, but that doesn’t mean you’re personally on the hook for...
Starting a business is one of the most exhilarating—and intimidating—decisions you can make. It’s where passion meets purpose, risk meets reward, and courage meets uncertainty. Whether you’re launching a side hustle, a full-time venture, or thinking about selling the business you’ve built, entrepreneurship requires not only strategy but self-awareness. At Level Coaching, we often tell clients: starting a business isn’t just...
As parents, we all want to leave our children something meaningful — not just money, but the wisdom and confidence to manage it well. True legacy isn’t built through wealth alone; it’s built through knowledge, habits, and preparation. Yet, for many families, teaching kids about money can feel overwhelming. Schools rarely provide adequate financial education, and many parents worry they’re “not...
Money is one of the most emotional subjects in our lives. It influences how safe we feel, how free we believe we are, and how much control we think we have over our future. Yet for many people, the biggest barrier to financial success isn’t a lack of income or opportunity—it’s fear. Fear of making mistakes, fear of failing again,...
Managing money doesn’t have to be complicated. In fact, one of the best ways to take control of your finances is to go back to the basics. When you understand where your money comes from, where it goes, and how to maximize it, you’ll build a stronger foundation for your financial future. Gross vs. Net vs. Taxable Income These three terms show...
Fraud and identity theft are more common than ever. With scams becoming increasingly sophisticated, knowing how to protect your personal information and finances is essential. The good news? With the right habits and guidance, you can stay secure and confident in every financial decision. Protecting Your Personal Information Your personal data is like gold to scammers. Even small pieces—like your phone number...
Money is one of the top stressors in people’s lives, and when you combine it with mental health challenges like ADHD, ADD, or anxiety, it can feel overwhelming. But while it may be harder, it’s not impossible. With the right mindset, tools, and strategies, you can learn to work with your brain instead of against it, and turn struggles into...
What’s Changing in 2025—and How You Can Stay Ahead From Your Coaches at Level Coaching Summary: Personal finance is evolving quickly. Americans are saving more than they have in years, new financial technology is changing how people budget and invest, and Buy Now, Pay Later (BNPL) options are reshaping spending habits—sometimes in harmful ways. In this blog, we’ll break down the biggest trends...
The Case for Automation in Personal Finance If you've ever struggled to save money consistently, you're not alone. Life gets busy, expenses add up, and saving often takes a back seat. But what if you could take the stress, guilt, and guesswork out of the equation entirely? That’s where automation comes in. Automating your savings—especially by assigning a fixed percentage of your income—removes...