Over the course of 2022, we have seen inflation rise to levels not observed for decades. A mix of post-covid stimulus packages, energy supply issues due to geopolitical issues in Eastern Europe, and other factors has caused prices to skyrocket. Even more worryingly, pay rises offered by employers to offset inflation are often not enough to keep up with inflationary...

Freedom is a very subjective concept. Its definition doesn’t only change from person to person but also from area to area. Many have tried to define it legally, economically, philosophically, and spiritually.From a financial standpoint, some assume that being free equals being wealthy. Yet having more money isn’t necessarily synonymous with having more freedom.After all, even millionaires have their issues...

Most of us spend many years without budgeting and managing our finances in a structured and organized way. As a matter of fact, statistics show that only 32% of households prepare a monthly budget.If you started budgeting recently, it means that you have already created your first spending plan, a practical way to distribute your income among the many expenses...

Welcome to Level Coaching Forums! Take a minute to introduce yourself and share what your financial goals are.Congratulations on taking the first step toward a brighter financial future.Did you know that only 30% of American households have a long-term financial plan, according to consulting company Gallup? The fact that you’re taking action to set financial objectives and find more effective...