Most of us spend many years without budgeting and managing our finances in a structured and organized way. As a matter of fact, statistics show that only 32% of households prepare a monthly budget.If you started budgeting recently, it means that you have already created your first spending plan, a practical way to distribute your income among the many expenses...

Welcome to Level Coaching Forums! Take a minute to introduce yourself and share what your financial goals are.Congratulations on taking the first step toward a brighter financial future.Did you know that only 30% of American households have a long-term financial plan, according to consulting company Gallup? The fact that you’re taking action to set financial objectives and find more effective...